In a country like India where unemployment remains a persistent challenge, the government is increasingly focusing on promoting self-employment, especially in rural areas. To support this, several schemes are being launched for farmers, unemployed youth, and small entrepreneurs. One such practical and profitable scheme is the Murgi Palan Loan Yojana, commonly known as the Poultry Farming Loan Scheme.
This government-backed loan initiative aims to help individuals start or scale their poultry farming business with financial support, including subsidies. If you're planning to set up a poultry farm or already run one but need financial assistance, this scheme can be a game-changer.
01. What is the objective of Murgi Palan Loan Yojana?
The main goal of this scheme is to encourage self-reliance among rural youth and farmers by supporting them to start a profitable business with minimal investment.
Poultry farming is one of the most cost-effective ventures in India. It doesn't require much land or capital, yet offers quick returns. To make it accessible, the government, in collaboration with banks and NABARD, offers easy loans with subsidy benefits under this scheme.
02. How much loan can you get under the scheme?
Under the Murgi Palan Loan Yojana, eligible applicants can get a loan of up to ₹9 lakhs, depending on the scale of the project.
For small-scale backyard poultry units, banks typically approve loans between ₹50,000 to ₹2 lakhs. For commercial-scale poultry farms, the loan amount can go above ₹5 lakhs, based on your business plan, credit history, and land availability
03. Is subsidy available?
Yes. One of the biggest advantages of this scheme is the government subsidy it offers.
General category beneficiaries: Up to 25% subsidy
SC/ST/OBC/Women/Minority beneficiaries: Up to 33-35% subsidy
The subsidy amount is credited directly to the beneficiary’s bank account after verification and approval. The exact percentage may vary based on the bank and the project type.
04. Who is eligible for this scheme?
To avail the loan under this scheme, the applicant must fulfill the following conditions
Must be an Indian citizen aged 18 years or above
Should have a basic business plan or training in poultry farming
Must possess land or lease agreement for setting up a poultry farm
Should have an active bank account and acceptable credit history
Priority is given to rural farmers, unemployed youth, and women entrepreneurs
Some banks may also ask for a basic project report and a site inspection before disbursing the loan.
05. What is the interest rate on the loan?
The interest rate for poultry farming loans typically ranges between 10.75% to 16.5%, depending on the bank and the borrower’s profile.
However, loans provided through cooperative banks, NABARD, and animal husbandry departments may come at lower or subsidized interest rates, especially if you fall under priority sectors or reserved categories.
06. Key Highlights of the Scheme
Loans available for both men and women
Up to ₹9 lakh funding for poultry farm setup
Available through major banks like SBI, PNB, Bank of Baroda, and rural banks
No processing fee in most cases
Simple and transparent application process
07. Required Documents for Loan Application
Make sure you have the following documents ready before applying
Aadhaar Card / Voter ID (ID proof)
Domicile / Residence Certificate
Land Ownership or Lease Agreement
Recent Passport Size Photograph
Bank Passbook and Account Details
Poultry Farming Project Report
Caste Certificate (if applicable)
PAN Card
Banks may request additional documents based on their internal policies.
08. How to Apply for the Loan?
Online Application Process:
1. Visit the official website of your bank or Animal Husbandry Department
2. Register and log in to the portal
3. Choose the Murgi Palan Loan Scheme application form
4. Fill in your details and upload necessary documents
5. Submit the application and keep a printout for future reference
Offline Application Process
Visit your nearest bank branch or veterinary/animal husbandry office
Collect the form, fill it manually, and attach all documents
Submit it to the loan officer or scheme nodal officer
The bank will begin processing after initial verification
09. What Happens After You Apply?
Once you’ve submitted your application:
The bank or department will verify your documents
A field officer may conduct a site visit to inspect your farm or proposed land
If approved, the loan is disbursed within 10 to 15 days
Subsidy (if applicable) is processed and credited later
You will be guided through every step of the process by the assigned bank officials.
10. Why Start a Poultry Farming Business?
There are several reasons why poultry farming is one of the best self-employment ideas in rural India:
Low investment, high profit potential
Steady demand for eggs and meat
Earnings of up to ₹40,000 to ₹70,000 per month are possible with proper planning
Government support makes it affordable and less risky
Can be scaled from small backyard setups to large commercial farms
11. Important Tips Before Starting
Get proper training or mentorship in poultry farming before applying
Study local market demand and supply chains
Follow biosecurity and animal health practices strictly
Use the loan amount only for the stated business to avoid subsidy cancellation
Prepare a clear project report detailing costs, income projection, and infrastructure
Conclusion
The Murgi Palan Loan Yojana is a strong step toward empowering rural India through self-employment. It opens up opportunities for thousands of people who wish to run a profitable, sustainable business without needing huge capital.
If you're someone looking to start your own venture and want a secure, government-supported path this is your chance. Visit your nearest bank branch or animal husbandry office to get started today.
Disclaimer
This article is for informational purposes only. Terms, subsidy rates, and eligibility criteria may change depending on bank policy and government notifications. Before applying, please consult your nearest bank branch or official source for up-to-date details. Rooh-e-seemanchal.in does not claim liability for any decision based on this article.
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