Top 6 SBI Credit Cards in 2025: Best Cashback, Rewards, and Travel Benefits

Md karim Didar
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6 Best SBI Credit Cards 2025: Cashback, Travel, and Rewards for Every Desi

Imagine splurging at Delhi’s Sarojini Market or booking flights for a Goa getaway, your credit card racking up rewards while saving you cash at the chai stall. SBI Credit Cards, issued by SBI Cards and Payment Services Ltd., deliver that vibe with options starting at ₹499 annual fee. Launched with over 21 million active cards by August 2025, they’re perfect for Mumbai’s shoppers and Bengaluru’s jetsetters. I caught this online, and bhai, it’s like SBI’s built a desi reward machine! Here’s why these six cards rule India’s wallets.


Yop Picks for Every Lifestyle

1. SBI Card ELITE:  At ₹4999 starting annual fee, it’s a traveler’s dream—₹5000 e-voucher, 6 international lounge visits yearly, and 5X reward points on dining and groceries. Ideal for Gurgaon’s globetrotters. Fee waived on ₹10 lakh spends.  

2. SBI Card PRIME: ₹2999 annual fee, with ₹3000 welcome voucher, free movie tickets worth ₹6000 yearly, and 10 reward points per ₹100 on dining. Great for Pune’s foodies. Fee reversed on ₹2 lakh spends.  

3. SBI Cashback Card: ₹999 annual fee, offering 5% cashback on online spends—up to ₹5000 monthly—and 1% offline. Perfect for Kolkata’s Flipkart fans. Fee waived on ₹2 lakh spends.  

4. SBI SimplyCLICK Card: ₹499 annual fee, with 10X reward points on BookMyShow, Myntra, and 5X on other online spends, plus a ₹500 Amazon voucher. Suits Chennai’s online shoppers. Fee reversed on ₹1 lakh spends.  

5. SBI Card PULSE: 

₹1499 annual fee, with a Noise ColorFit Pulse 4 Pro smartwatch worth ₹7999, 10 reward points per ₹100 on pharmacy and dining, plus 8 domestic lounge visits. Made for Hyderabad’s fitness buffs.  

6.Paytm SBI Card: ₹499 annual fee, with ₹75000 in privileges, 5% cashback on Paytm spends, and UPI integration. A hit for Jaipur’s digital natives.


Why They Stand Out

Earn ₹5000-20000 yearly in cashback or rewards, saving ₹1000-3000 on fuel with 1% surcharge waivers. Apply online at sbicard.com with a credit score above 700, age 21-60, and ₹3 lakh annual income. Maintenance is ₹500-1000 yearly via SBI’s 24/7 support. Retail prices match starting fees, with EMIs from ₹500 per month for premium cards. Book now, and cards arrive in 7-10 days


Ready to Swipe?

Grab an SBI card online—this is your desi reward champ


What’s the Hype on SBI Credit Cards 2025?

When were these updated?  

August 2025, with 21 million active cards.


How much can I save?  

₹5000-20000 yearly in cashback or rewards.


Best for shoppers?

SBI Cashback and SimplyCLICK for online spends.


What features stand out?  

5% cashback, lounge access, ₹5000 vouchers.


How to apply?

sbicard.com, with income proof and 700+ credit score.

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